Crappy Crap

 

My whole morning has been spent deciphering two bills, only to find out I probably have to pay for all of them. And not only that, my original tempest storm this morning was over $100. It's the principle of the matter. I cleared beforehand that a certain appointment was permitted; I did my job, only to find out that said authorizer was not permitted to authorize. Of course, I find this out only after it's all said & done & someone wants to get paid.Now I have landed on a much more infuriating situation, and it is this:Both my boys had terrible GI issues in July, over the 4th of July of course, and they were very sick. I suspected a bacterial infection because it had been 2 weeks by the time I had the little one tested. We went into the after hours clinic. We requested a stool sample test to be run. We were sent to the lab at the hospital across the street. I already knew that this hospital was not "in network." Our hospital is 30 minutes away. But I figured this office, which IS in our network, would not send us to a lab that WOULD NOT BE COVERED.But they did.And we're not.That's over $500 for a stupid stool test that didn't even give us results for another 10 days (of course they were pretty much better by then) and that's $500 per kid (at least) and maybe even $500 per stool drop off.  Which lands us over $1500. For Crap. Crappy service, and Crappy information. Crappy kids (literally, having the runs & mussing up bed clothing daily for a few weeks) and Crappy medical care.Makes me want to quit the whole medical establishment, even though I can afford it, this is maddening. And if I was a single working mom? Who didn't have 4 hours on a Monday morning to figure out something I didn't want to know? And if I didn't have a way to cover the inadequacies of this medical system?How will they ever figure out a way out of this healthcare mess?And why does it cost $550!!! to sift through poop?!? It took me 10+ days and several phone calls to even get the actual results. I hate this.I wish I could boycott, but there's that small matter of my children's health & well being.
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Is It Me or is Health Insurance Confusing?